The Unique Real Estate Blog

Home heating costs have doubled over the past ten years, now representing 60% of the energy spent in Canadian homes. No one can predict how high fuel costs will go, however we can be certain of one thing - the costs will go up. It’s anyone’s guess which fuel might be the better bargain in ten or twenty years, so it’s tough to shop for a heating system today without wondering if you’ve made the right decision. Although we can’t tell you which choice to make, we can show you how the different fuels compare today.

We all have heard of both good and bad opinions about homeowner associations (HOAs) from the people who have to deal with them as a resident right down to newspaper articles.

Finding construction loans for homes is not as easy as finding a regular home loan. This is because you are borrowing money for something that doesn’t exist yet. To find the right loan program you will need to shop around, and ask many potential lenders a lot of questions about loan terms, rates, and requirements.

Do you want a home loan? Are you in a kind of fix or confusion regarding building or revamping a home. Take a look at the various kinds of schemes and programs that are available in case you are interested to buy, build, or revamp a house.

After the admission of Bulgaria and Romania in European Union, western Europeans will consider to open businesses and to buy or build homes there. But when building a home, everyone has to know that there are steps to be made in order to have all the papers needed for an authorized building, and another steps in conducting the building of the home.

If you have residential property you rent out, or are thinking of entering this market, one of the best ways to keep property fully let and income producing, is to look after your tenants. Surprisingly, many landlords don’t do this, and ultimately they lose out. Here are my five top tips for new landlords.

Here are some ways in which you can sweeten the pot and beat your competition to a sale

Out here in the field we are seeing home prices dropping as sellers respond to housing market pressures. Some sellers are still expecting premium sales prices for their homes, but the transitioning real estate market is resisting high prices and causing sellers to re-evaluate their expectations.

When you decide to sell your house, your first thought may be: I need a real estate agent. But hold your horses - take that route and you will have to pay a commission fee.

The key to beating the credit card debt crises in your household can be summed up in four words, “save money on debt.” Saving money in the form of lower interest rates and eliminating penalty fees both reduce debt costs and free up more money to payoff debt. Most consider taking out a Home Equity Loan. Others opt for home mortgage refinancing. This article answers several common questions to regarding cash out mortgage refinancing to help you make an informed decision.

Borrowers could stand to make considerable savings by opting for offset mortgage deals which can effectively protect borrowers against interest rate rises. With offset mortgages borrowers have the option to use funds in the current account and savings accounts to detract from the total value of a home loan, which ultimately means lower interest payments overall.