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	<title>The Unique Real Estate Blog</title>
	<link>http://www.realestatedepartment.org</link>
	<description>A unique real estate blog dedicated to discussing such topics as commercial property, finance and loans, mortgage refinance, buying and selling homes, property management, condominiums, FSBO, foreclosures, leasing-renting, land, building a home and other areas in all your real estate.</description>
	<lastBuildDate>Thu, 28 Jul 2011 15:17:02 +0000</lastBuildDate>
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		<title>Buy Your Mortgage Before You Buy Your House</title>
		<description><![CDATA[When you are going to buy a house and get a mortgage - you are really making two purchases - not one! Too many people make the mistake of thinking they are only buying a house, when they are actually buying a house and a mortgage.
So, which is easier, getting a home seller to agree [...]]]></description>
		<link>http://www.realestatedepartment.org/buy-your-mortgage-before-you-buy-your-house/2011/07/28/</link>
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		<title>Negotiating With Home Mortgage Companies</title>
		<description><![CDATA[Coming up with a decision to purchase a home might lead to wanting to get a loan if in case you do not have the capacity to purchase it in cash. In order to do this, you will need to approach home mortgage companies in order to get the home that you would like to [...]]]></description>
		<link>http://www.realestatedepartment.org/negotiating-with-home-mortgage-companies/2008/05/04/</link>
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		<title>Benefits Of Remortgaging</title>
		<description><![CDATA[Introduction to remortgaging
People today prefer to remortgage their homes every few years as remortgaging allows them to take advantage of the new rates on offer. Remortgaging simply means switching your current mortgage to a new deal arranged either with your existing lender, or with a new lender. The few people who choose to remain on [...]]]></description>
		<link>http://www.realestatedepartment.org/benefits-of-remortgaging/2008/05/04/</link>
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		<title>7 Real Estate Courses You Can Buy</title>
		<description><![CDATA[Are you looking to get started in investing in real estate? There are many different strategies and techniques that you can use to invest in real estate. You could try and learn all of these strategies on your own. As an alternative you could learn from someone who has already invested in real estate by [...]]]></description>
		<link>http://www.realestatedepartment.org/7-real-estate-courses-you-can-buy/2008/04/22/</link>
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		<title>Property Management - A Good Investment Or A Waste Of Money?</title>
		<description><![CDATA[I was contacted yesterday by a prospective renter for one of my homes. This time the questions were a little different than usual. She wants to rent my home for a week, while she shops for a vacation home of her own. She started to pose all of the questions I have heard time and [...]]]></description>
		<link>http://www.realestatedepartment.org/property-management-a-good-investment-or-a-waste-of-money/2008/04/01/</link>
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		<title>For Sale By Owner Tips For Success</title>
		<description><![CDATA[For Sale by Owner (or FSBO) signs are popping up through cities across the nation. Seems the homeowners are becoming more determined to compete with, or eliminate the real estate Agent. Each FSBO has their reason for not using an agent. Some have had a less than pleasant past experiences with agents, and feel they [...]]]></description>
		<link>http://www.realestatedepartment.org/for-sale-by-owner-tips-for-success/2008/04/01/</link>
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		<title>Selling Your Own House</title>
		<description><![CDATA[You have decided to put your home on the market and want to do it yourself. Here are a few steps to consider as you prepare to do a For Sale By Owner.
1. Put up your For Sale Sign. Before advertising your home, make the right first impression. Attract buyers with low cost cosmetic steps [...]]]></description>
		<link>http://www.realestatedepartment.org/selling-your-own-house/2008/04/01/</link>
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		<title>Is A Refinance Mortgage A Good Idea?</title>
		<description><![CDATA[Very few people are able to own a home without utilizing mortgage home loans. These loans are, for most people, the biggest debt they will ever be encumbered with and the process of getting a home borrowing is often one of the most stressful things people experience. And, when it comes time to refinance mortgage [...]]]></description>
		<link>http://www.realestatedepartment.org/is-a-refinance-mortgage-a-good-idea/2008/03/18/</link>
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		<title>Reviewing The Different Types Of Mortgage Loans</title>
		<description><![CDATA[First-time home buyers usually experience a mixture of feelings during the process of buying their first house and along with the excited anticipation they often also become stressed out and sometimes even intimidated by the whole process. First there is the decision about which home to buy, then getting the offer accepted, lining up inspections [...]]]></description>
		<link>http://www.realestatedepartment.org/reviewing-the-different-types-of-mortgage-loans/2008/03/18/</link>
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		<title>Property For Sale by Owner FSBO - Is it for Me?</title>
		<description><![CDATA[Primarily, there are two choices for potential property buyers - either explore the listings with Real Estate Agents or try out the For Sale By Owners (FSBO) market. The reasons for selling the property may be many, but the modes of selling are mostly these two. Obviously, both of these modes have their pros and [...]]]></description>
		<link>http://www.realestatedepartment.org/property-for-sale-by-owner-fsbo-is-it-for-me/2008/02/12/</link>
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		<title>Setting Up Your For-Sale-By-Owner Home for a Fast Sale</title>
		<description><![CDATA[With the slow real estate market we are experiencing, you want to make sure that your house is as attractive as possible to potential buyers. You need to remember that when buyers visit your house, they are imagining what it would be like to live in your home.
For instance, if your house doesn&#8217;t smell well, [...]]]></description>
		<link>http://www.realestatedepartment.org/setting-up-your-for-sale-by-owner-home-for-a-fast-sale/2008/02/12/</link>
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		<title>Understanding a California Home Equity Line of Credit</title>
		<description><![CDATA[For many people living in California a home equity line of credit, or HELOC, can help them through financially trying times. These are open ended or revolving loans that allow you to advance yourself money up to a pre-approved credit limit. In this fashion they work much like a credit card.
The difference is the interest [...]]]></description>
		<link>http://www.realestatedepartment.org/understanding-a-california-home-equity-line-of-credit/2008/02/06/</link>
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		<title>Property vs Retirement Funds - Have You Made the Right Choice?</title>
		<description><![CDATA[One of the topics I hear from day to day is that most people&#8217;s intentions are to invest in property as a replacement to retirement annuities although the majority of the time this never materialises. The money that was to be used for property usually ends up enhancing ones social life to the detriment of [...]]]></description>
		<link>http://www.realestatedepartment.org/property-vs-retirement-funds-have-you-made-the-right-choice/2008/01/10/</link>
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		<title>The History Of Biweekly Mortgages</title>
		<description><![CDATA[One of the popular ways to save money on mortgages is to use what is known as the biweekly mortgage payment plan. With the biweekly mortgage payment plan, the borrower makes payments on his mortgage every two weeks, instead of once a month. The biweekly payment is one-half of the monthly payment. So, if you [...]]]></description>
		<link>http://www.realestatedepartment.org/the-history-of-biweekly-mortgages/2008/01/06/</link>
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		<title>Putting Your Home on the Market - Managing Your Pets</title>
		<description><![CDATA[When it comes to putting your home on the market for sale, it is important that you have all of the proverbial pieces of the puzzle in order. In this regard, if you are a pet owner, there are specific steps that you will need to take in advance of putting your home on the [...]]]></description>
		<link>http://www.realestatedepartment.org/putting-your-home-on-the-market-managing-your-pets/2007/12/27/</link>
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		<title>How To Get Your House To Sell In A Down Market</title>
		<description><![CDATA[Are you having problem selling your house in today&#8217;s market? Are you fed up with your realtor? Or do you need the sell your home in the next 30 days?
Whether you are using a realtor or not, here&#8217;s the method I use to sell houses in under 30 days or less.
In most cases there is [...]]]></description>
		<link>http://www.realestatedepartment.org/how-to-get-your-house-to-sell-in-a-down-market/2007/12/27/</link>
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		<title>When is Refinancing the Best Choice for Me?</title>
		<description><![CDATA[One of the more important questions many homeowners need to ask themselves when considering refinancing their mortgage is, should I do this now or wait? This dilemma often energizes the homeowner to research mortgage refinancing further or it makes them lean towards delaying it for the moment and concentrate on other areas of their finances.
The [...]]]></description>
		<link>http://www.realestatedepartment.org/when-is-refinancing-the-best-choice-for-me/2007/12/12/</link>
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		<title>Understanding The Subprime Mortgage Crisis</title>
		<description><![CDATA[What is a Subprime Mortgage?
While the word &#8216;prime&#8217; normally refers to the base interest rate charged by major lenders across the country, a subprime mortgage refers to a home loan offered to a borrower that is higher risk than normal, not a lower interest rate.
Quite to the contrary, customers who have poor credit scores, low [...]]]></description>
		<link>http://www.realestatedepartment.org/understanding-the-subprime-mortgage-crisis/2007/12/12/</link>
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		<title>Ten Tips for Maximising Your Holiday Lettings Advert and Ensuring You Get Repeat Bookings</title>
		<description><![CDATA[10 essential holiday letting tips and advice in the best practices to maximize holiday property lettings.
Advertising
1. Maximize the properties key selling points
Every holiday home rental has its very own key selling points and these are most likely the very things that drew you to purchase the property in the first place
Open fires, wonderful views, easy [...]]]></description>
		<link>http://www.realestatedepartment.org/ten-tips-for-maximising-your-holiday-lettings-advert-and-ensuring-you-get-repeat-bookings/2007/12/10/</link>
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		<title>For Sale By Owner - The Truth</title>
		<description><![CDATA[There are many homeowners who would like to sell their homes by themselves, thus saving money on commission. But who can you trust to tell you the truth about the how&#8217;s, the why&#8217;s, and the risks? Nine times out of ten, you really can&#8217;t trust someone who is trying to sell you something (that&#8217;s probably [...]]]></description>
		<link>http://www.realestatedepartment.org/for-sale-by-owner-the-truth/2007/12/05/</link>
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